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It protects the driver against damages they may cause to third parties in a traffic accident.
This includes property damage to other vehicles, as well as bodily injuries to pedestrians or occupants of other cars. It is an essential and mandatory coverage in order to drive legally.
It provides comprehensive protection for both your vehicle and third parties involved in an accident. In addition to including liability coverage, it also covers damage to your own vehicle caused by collisions, vandalism, natural disasters, fires, and theft.
It may also include roadside assistance and other benefits depending on the policy purchased. It’s ideal for those seeking greater safety and peace of mind while driving.
Home > our products > Life
LIFE
Provides financial security for your loved ones in the face of the inevitable. This insurance ensures compensation for your family in case of death, offering financial stability when they need it most.
(also known as risk life insurance): They offer financial protection to the beneficiaries in the event of the insured's death.
They are ideal for those who wish to guarantee their family's financial stability in the event of an unexpected situation. This policy allows to cover expenses such as mortgages, children's studies or any other financial need of their loved ones.
(also known as savings insurance): They function as a long-term investment, ensuring the payment of a determined amount if the insured survives the term stipulated in the policy.
They are an excellent option for those looking to save with a secure backing and plan for their future, whether for retirement or for a specific financial goal.
(combining both options)The policy combines the advantages of death and survival insurance, offering coverage in the event of death as well as guaranteed savings if the insured survives the contracted period.
It is a flexible alternative that provides financial security and, at the same time, allows the generation of a savings fund for the future.
Home > our products > Health
Health
Covers essential medical expenses, from consultations and diagnostics to surgeries and therapies. With this policy, you secure comprehensive medical care for yourself and your family, including medications and hospital stays.
Renewable Annual Local Plans: These are policies designed to provide medical coverage within a specific country. They offer access to doctor visits, hospitalization, emergencies, specialized treatments, and medications, depending on the selected plan.
They are renewed annually, allowing flexibility to adjust coverage based on new needs or service improvements. These plans are ideal for residents seeking accessible and reliable healthcare protection within their country.
They provide global medical coverage, ensuring quality care in different countries. They are perfect for frequent travelers, expatriates, or individuals who want the peace of mind of having medical assistance regardless of their location.
Depending on the plan, they may include doctor visits, hospitalization, medical evacuation, specialized treatments, and coverage at prestigious clinics abroad.
Home > our products > Fire
FIRE
Protects the structure of your property against damages caused by fire and its consequences, ensuring your investment and providing peace of mind in unexpected situations.
They provide financial protection in case of structural damage caused by fires in homes, offices, commercial premises, or industrial properties.
This coverage includes the repair or reconstruction of the affected building, ensuring the property owner’s financial stability in the event of a loss. It is an essential option for those who want to protect their real estate investment against unforeseen events.
Home > our products > Content
CONTENT
Covers your personal belongings within your home, such as furniture, appliances, electronics, and general items, against unforeseen events that may affect them.
It protects the belongings and assets inside a home, office, or business in case of theft, fire, water damage, or other unforeseen events covered by the policy.
This coverage includes furniture, appliances, electronic equipment, merchandise, machinery, and other valuable items, providing peace of mind and financial support in the face of any incident. It is ideal for both property owners and tenants who want to insure their belongings within the premises.
Home > our products > Liability
CIVIL LIABILITY
It protects the driver against damages they may cause to third parties in a traffic accident. This includes property damage to other vehicles, as well as bodily injuries to pedestrians or occupants of other cars. It is an essential and mandatory coverage in order to drive legally.
It provides coverage for claims related to third-party damages in everyday situations, whether at home, in a business, or in public spaces.
It protects against incidents such as accidents on the property, injuries to visitors, or unintentional property damage. This is an essential policy for individuals and businesses seeking protection against legal and financial uncertainties.
Designed to protect professionals across various sectors against potential claims of negligence, errors, or omissions in the course of their work.
It is ideal for doctors, lawyers, architects, consultants, and other specialists whose work involves legal risks. This coverage helps cover legal defense costs and potential compensation.
Designed for manufacturers, distributors, and sellers, this policy covers claims arising from damages caused by defective or unsafe products. It includes coverage for consumer injuries or property damage resulting from the use of the products.
It is essential for ensuring safety and trust in the market, helping to avoid financial risks from potential lawsuits.
Home > our products > Surety
SURETY
Guarantees the fulfillment of contractual obligations, responding in the event of any non-compliance by the bonded party. This insurance is ideal for supporting agreements and fostering trust in your business relationships.
It guarantees the fulfillment of legal and procedural obligations in the event that a person faces a legal proceeding.
It can cover expenses related to legal defense and ensure the bonded individual’s appearance before authorities. It is a key tool for those who need financial support during legal proceedings.
It ensures the fulfillment of financial or contractual obligations undertaken by an individual or a company.
It is commonly used in lease agreements, concessions, and other contracts where a guarantee of payment or compliance with established conditions is required.
It protects the contracting party by ensuring that the contractor or supplier will fulfill the terms, deadlines, and conditions agreed upon in a contract.
It is widely used in construction projects, public works, and service provision, providing assurance against potential non-compliance.
Mandatory in some countries, this bond allows minors to obtain a driver’s permit under the responsibility of a guardian or guarantor.
It serves as financial backing in case of damages caused by the minor while driving, ensuring coverage for potential liabilities.
Home > our products > Marine Hull
MARINE HULL
Protects vessels against damages and losses caused by maritime risks such as fires, explosions, theft with violence, piracy, and more, ensuring your investment on the water.
Designed to transport goods in containers, in bulk, or as general cargo. This insurance covers structural damage and potential losses during navigation.
Specialized in transporting materials such as grains, minerals, or bulk chemicals. The policy protects the vessel against incidents that may compromise its structure or functionality.
Used for the transportation of oil and its derivatives. Due to the nature of their cargo, these vessels require specialized coverage for risks such as spills, explosions, and environmental pollution.
Includes ferries and cruise ships, ensuring the integrity of the vessel and providing protection against incidents that may affect passengers and crew.
Home > our products > CAR (Contractors All Risk)
CAR (Contractors All Risk)
Designed for construction projects, this insurance covers material damages and civil liability at the workplace, protecting the construction site throughout the building process against losses or damages.
Provides protection against claims for property damage or injuries caused to third parties during the execution of construction work.
This includes accidents at the construction site that may affect external individuals or nearby properties.
Covers the anticipated loss of profits in case of delays in project completion due to insured events.
It is especially useful for owners and developers who rely on the delivery date to begin operations and generate revenue. This policy is essential for contractors, developers, and construction companies seeking to mitigate risks and ensure the continuity of their projects.
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